• 6 months interest free on all Visa purchases over $250*

    Apply now

    *Credit and lending criteria, $55 establishment fee and $52 annual account fee apply. Prevailing interest rate (currently 25.45% p.a.) applies after 6 months.

  • Long term interest free at stores throughout NZ*

    Apply now

    *Credit and lending criteria, $55 establishment fee and $52 annual account fee apply. Prevailing interest rate (currently 25.45% p.a.) applies after interest free term ends.

||

Why choose Gem Visa?

3 reasons why you'll be saying 'it's a gem'

6 months interest free on any Visa purchase over $250 - anywhere, anytime.

Long term interest free offers at over 2,000 retail outlets and service providers*

Up to 55 days interest free on all purchases under $250^

Features & benefits
*Long term interest free offers may vary. Available at participating retailers to approved applicants only. Conditions, fees and charges apply.
^Provided you pay the "Payment to reduce further interest" amount shown in your monthly statement by the payment due date.

Apply for a Gem Visa

Apply now

Retailer finder

Find a retailer that offers long term interest free

Find a retailer