Gem Visa

Six reasons you'll be saying it's a Gem

Automatically receive 6 months interest free on any purchase over $250 – anywhere, anytime. Your Gem Visa credit card can be used wherever Visa is accepted.

It’s easy to keep track of all your interest free purchases online or on your monthly statement.

Even longer interest free terms

Even longer interest free start-up terms are often available at more than 2,500 stores or healthcare providers across New Zealand. Find out more

Like many credit cards, receive up to 55 days interest free

on all your other purchases, provided you pay your minimum monthly payment, plus your closing balance less any unexpired promotional transactions, by the statement due date.

Gem Visa payWave

gives you an exciting new way to use your card that is quick, easy and secure. Find out more

Peace of mind 24/7 with Gem Visa’s fraud security,

protecting your Gem Visa transactions. Find out more

Further protect your purchases and payments

with optional Shopper’s Protection¹ insurance. Find out more

Apply online now and get a response in less than 60 seconds!

Apply now
Rates & Fees. Review Gem Visa's simple fees and charges in one easy to understand table.
Find out more
Insurance. Protects you against future price reductions and will even repair or replace your purchase if its lost, stolen or damaged.¹  Find out more
Manage your account online. Access your statements online, update your detaills or even pay your bills.
Find out more.
1 Terms, conditions and some exclusions apply. See the Policy for full details including details of limits that apply to the cover. Shopper's Protection insurance is issued by Hallmark Life Insurance Company Ltd. and Hallmark General Insurance Company Ltd. (incorporated in Australia and operating in New Zealand), both trading as GE Money.

Gem Visa is provided by GE Finance and Insurance trading as GE Money.